Resolve your financial stress / focus on your life

Credit Counselling and Debt Management

Many times clients find themselves living paycheque to paycheque with no money for living. They have asked for debt consolidation and have been refused, and are now looking for alternative solutions to bankruptcy. All of these factors contribute to needing financial credit counselling help and debt management advice. Most of the people who seek financial guidance are honest, hard-working people who are struggling financially.

Individuals can find themselves in financial hardship for various reasons such as: unemployment, job loss, illness, relationship and marital breakdown, or credit card debt, due to poor financial decisions made at a young age before they knew better, and before they knew anything about budgeting or how to manage money. Haley & Associates staff is committed to helping clients manage credit card debt without filing for bankruptcy. The staff at Haley & Associates will provide you with tips and techniques to manage debt, help you re-establish credit and use credit responsibly, as well as teach you how to live with low debt so that you can enjoy life again.

Financial difficulties can affect your health, your family, and your future. The staff at Haley & Associates Inc. understands that it is hard to ask for help; but you don't have to deal with it alone. Through credit counselling and financial guidance, we can take away the stress and help you make debt manageable, for a more enjoyable future. We offer a free consultation, initial assessment, and outline all the facts to ensure you receive the best advice possible.

What we offer.

Relief from financial burden
Negotiations with creditors
Peace of mind for you and your family
The convenience and ease of one monthly payment
Expertise to find the solution that best fits your needs

The following 4 steps can help you assess your personal financial situation and help determine the best course of action.

Be alert - recognize the Warning Signs before it's too late.
Be informed - review all Available Options and weigh the pros and cons of each.
Be advised - meet with a qualified professional to ensure you chose the best option for you.
Be committed - Use the Counselling Sessions available to you to plan for a future with manageable debt.

To get started Contact Us today or start with our quick Confidential Online Assessment form.